Last Updated: August 2026
North Wealth (“North Wealth”, “we”, “us” or “our”) is the Investment Advisory Division of Invesmate Insights Private Limited, a SEBI-registered Non-Individual Investment Adviser bearing SEBI Registration No. INA000021544 and BSE Enlistment No. 2395.
This Privacy Policy explains how we collect, use, process, store and protect information when you visit our website, use our digital platforms or applications, communicate with us, or avail our Investment Advisory services.
By accessing or using North Wealth, you acknowledge that you have read and understood this Privacy Policy.
1. Information We Collect
We may collect information that is necessary to provide our services and comply with applicable legal and regulatory requirements. This may include your name, contact details, identification and KYC information, financial information, investment details, investment objectives, risk profile, financial circumstances and other information provided by you during the onboarding and advisory process.
We may also collect information relating to your interactions and communications with us, as well as certain technical information generated when you use our website or digital platforms, such as device information, browser information, IP address and access logs.
2. How We Use Your Information
The information collected by us may be used to:
- Provide and manage Investment Advisory services;
- Complete KYC, onboarding, risk profiling and suitability assessment;
- Understand your financial circumstances and investment objectives;
- Communicate with you regarding our services;
- Process payments and maintain related records;
- Maintain records as required under applicable laws and regulations;
- Respond to your queries, requests and grievances;
- Improve our website, applications and services;
- Maintain the security and integrity of our systems; and
- Comply with applicable legal, regulatory and governmental requirements.
We use information only for legitimate and lawful purposes and for purposes reasonably connected with the services we provide.
3. Investment Advisory Information
Investment Advisory services require us to understand your financial circumstances, investment objectives, risk appetite, investment horizon and other relevant information.
Such information is used for risk profiling, suitability assessment and providing Investment Advisory services in accordance with applicable regulatory requirements.
You are responsible for ensuring that the information provided to us is accurate, complete and up to date.
4. Regulatory and Legal Compliance
As a SEBI-registered Investment Adviser, Invesmate Insights Private Limited is required to maintain certain records and information relating to clients and prospective clients.
We may therefore collect, process and retain information where necessary to comply with SEBI regulations, circulars, guidelines, record-keeping requirements, tax requirements and other applicable laws.
We may also disclose information where required by law or pursuant to a valid request, order or direction from SEBI, another regulatory authority, government authority, court or law-enforcement agency.
5. Communication Records
Communications and interactions relating to Investment Advisory services may be recorded and retained where required or permitted under applicable regulatory requirements.
This may include telephone calls, emails, electronic communications, meetings and other interactions with clients or prospective clients.
Such records shall be maintained in accordance with applicable regulatory and legal requirements.
6. Sharing of Information
We do not sell or commercially trade your personal information.
Information may be shared with authorised service providers, professional advisers, technology providers, payment service providers or other parties where reasonably necessary for providing our services, maintaining our systems, processing payments or fulfilling legal and regulatory obligations.
We may also disclose information where required or permitted by applicable law or by a competent regulatory, governmental, judicial or law-enforcement authority.
Where information is shared with service providers, we take reasonable steps to ensure that such information is handled appropriately and only for the relevant purpose.
7. Third-Party Websites and Services
Our website and digital platforms may contain links to third-party websites, applications or services.
Such third parties operate independently and may have their own privacy policies and terms. North Wealth does not control the privacy practices, content or security of third-party websites or services.
You are advised to review the applicable privacy policies of such third parties before providing them with any personal information.
8. Cookies and Technical Information
Our website and digital platforms may use cookies and similar technologies to enable essential functionality, improve user experience, maintain security and understand how our platforms are used.
You may manage or disable cookies through your browser or device settings. Disabling certain cookies may affect the functionality of some features of our website or digital platforms.
9. Data Security
We take reasonable technical, organisational and administrative measures to protect information against unauthorised access, misuse, loss, alteration or disclosure.
However, no electronic transmission or storage system can be guaranteed to be completely secure. While we take reasonable measures to protect your information, we cannot guarantee absolute security.
You are responsible for maintaining the confidentiality of your account credentials and should notify us promptly if you become aware of any unauthorised access or suspected security incident.
North Wealth/Invesmate Insights will not ask you to disclose passwords, PINs or OTPs relating to your bank account, trading account, demat account, mutual fund account or other financial accounts.
10. Data Retention
We retain information for as long as reasonably necessary for the purposes for which it was collected and to comply with applicable legal, regulatory, accounting and record-keeping requirements.
Information relating to Investment Advisory services may be retained for the period prescribed under applicable SEBI regulations and other applicable laws.
When information is no longer required to be retained, it may be deleted or securely disposed of in accordance with applicable requirements.
11. Your Responsibility
You are responsible for providing accurate and complete information to North Wealth and for keeping such information updated.
You should not provide personal or financial information belonging to another individual unless you are legally authorised to do so.
You should also take reasonable precautions to protect your account credentials and other confidential information.
12. Your Privacy Rights
Subject to applicable laws and regulatory requirements, you may request access to or correction of personal information held by us.
You may also contact us if you have any questions or concerns regarding the collection or processing of your information.
We may require reasonable information from you to verify your identity before responding to a request relating to your personal information.
Certain requests may be restricted where we are required to retain or process information under applicable legal or regulatory requirements.
13. Children's Privacy
North Wealth’s Investment Advisory services are intended for individuals who are legally competent to enter into binding agreements under applicable Indian law.
We do not knowingly provide Investment Advisory services to individuals who do not meet the applicable eligibility requirements.
14. Changes to this Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our services, technology, business practices or applicable legal and regulatory requirements.
Any updated version will be made available through the North Wealth website or applicable digital platform.
You are encouraged to review this Privacy Policy periodically.
15. Governing Law
This Privacy Policy shall be governed by and construed in accordance with the laws of India.
Any matter relating to this Privacy Policy shall be dealt with in accordance with applicable laws, regulations and regulatory mechanisms in India.