Mutual Fund Portfolio Review & Rebalancing
Holding multiple mutual fund schemes does not necessarily result in meaningful diversification.
Your schemes may overlap, follow similar investment styles, or no longer align with your financial
goals.
Our Mutual Fund Portfolio Review & Rebalancing service evaluates your schemes, SIPs, asset
allocation, and goal alignment to help create a more structured mutual fund portfolio.
What We Do
- Review your existing mutual fund schemes and SIPs
- Evaluate your overall asset allocation
- Identify portfolio overlap and unnecessary duplication
- Assess scheme suitability against your goals and risk profile
- Recommend schemes to continue, consolidate, switch, or review further
Who Is This Service For?
This service may be suitable for investors who:
- Hold several mutual fund schemes without a clear strategy
- Have started multiple SIPs at different points in time
- Are unsure whether their schemes overlap
- Want to align investments with specific financial goals
- Need a structured review before investing additional capital
Who May Not Need This Service?
This service may not be suitable if you:
- Have only one or two suitable schemes and a simple investment objective
- Have a very small investment amount for which comprehensive advisory fees may not be economical
- Are looking only for the highest-returning fund
- Want frequent fund switching based on short-term performance
- Expect guaranteed or fixed returns from mutual funds
Where the portfolio is relatively small or uncomplicated, a simplified investment plan or one-time
consultation may be more appropriate than ongoing portfolio advisory.
FAQs
Your goals, financial position, market conditions, and scheme characteristics may change over
time. A periodic review helps determine whether the portfolio continues to meet your
requirements
Not necessarily. Different schemes may hold similar securities or follow similar investment styles,
creating duplication without providing meaningful diversification.
No. Each SIP and scheme is evaluated individually. Suitable investments may be continued, while
others may require consolidation, modification, or further review.
Yes. We can undertake a consolidated review if complete scheme and transaction information is
available.
No. Under our advisory arrangement, mutual fund recommendations are not influenced by
distributor commissions. Where suitable and permitted, recommendations may include direct
plans that do not carry distributor commission.
No. We do not receive product commissions under the investment advisory engagement. Our fee
is paid by the client and is disclosed before the engagement begins. This supports a clientfocused recommendation process.
It may. A redemption or switch can create capital gains tax implications and may also involve an
exit load. These factors are considered before recommending implementation.
Yes. Investments may be mapped to goals such as retirement, education, wealth creation, or
other defined requirements, depending on your circumstances.
No. We do not charge a fee linked to mutual fund returns or portfolio performance. The
applicable advisory fee is disclosed and agreed upon in advance.
No. Mutual fund investments are subject to market and other risks. Past performance does not
guarantee future results.